6 Reason for a Loan Modification

There are six top reasons that a loan modification will work for you. If any of these apply to your current situation than you are a definite candidate for a mortgage modification. The six top reasons are as follows;


Currently Facing Foreclosure

Inability to refinance due to loss of equity,

Owing more than your home is worth

Trustee Sale Date Scheduled

Inability to refinance

Suffered a Financial hardship (job loss, pay reduction, medical bills, divorce, etc)



If any of the above reasons apply to your current situation than you need to attempt a loan modification. You can try it on your own, but I must caution you, only 20% of homeowner submitted loan modifications are successful. This is mostly due to homeowners submitting incomplete loan modification packages.

Another reason for this lack of success is that the homeowner must spend several hours navigating through the phone tree, re-telling their story over and over again. This can be very discouraging and the homeowner must call during normal business hours, usually 9am-6pm, while they are trying to make the money to keep their home. Normally this is not accomplished with one call (in fact we have yet to see that happen).

There is constant follow up involved and we keep track of any information and make sure that the servicer get's what they want. We make sure you are a file on the desk not a fax on the floor.

Company's like Solutions4Resolution are able to navigate through systems of phone trees and customer service representative without emotion and get right to the decision maker with speed and efficiency. And when the clock is ticking, that is exactly what is needed.

Can us today and let us help you lower your house payments so you can live the life you deserve!